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EZFreeTools › Calculators › Rent vs Buy Calculator

Rent vs Buy Calculator

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Compare the cost of renting versus buying over time.
Renting
Buying
Period Rent Total Buy Total (net of equity) Verdict

How to Use

  • Enter your current monthly rent and expected annual increase.
  • Enter the home purchase details: price, down payment, rate, taxes, maintenance, and appreciation.
  • The table compares total cost of renting vs buying at 5, 10, 15, and 30 years.
  • Buy cost is total paid minus equity built (home value minus remaining mortgage).

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