Net Worth Calculator

Include all assets you own (bank accounts, investments, retirement accounts, real estate equity, vehicle value, valuables) and all debts (mortgage balance, car loans, student loans, credit card balances, personal loans). Use current market values, not what you originally paid.

Not necessarily. Recent graduates with student loans or new homeowners with mortgages often have negative net worth. What matters more is the trajectory. If your net worth increases over time, you are moving in the right direction.

Most financial advisors recommend quarterly or twice a year. Monthly checks can cause unnecessary stress from short-term market fluctuations. Pick a consistent schedule and track the trend over years, not weeks.

Yes, but use your home equity (market value minus remaining mortgage), not the full property value. Some people track two net worth figures: one including home equity and one without, since home equity is not easily accessible.